Retirement Planning

A Journey, Not a Destination

Retirement Planning requires careful consideration of various factors and the development of a comprehensive strategy tailored to your unique financial situation and goals.

Retirement Planning Considerations

Setting Your Retirement Goals

• Determining Your Retirement Age: Considerations for choosing your ideal retirement age and the impact of early or delayed retirement.
• Calculating Your Retirement Needs: How to estimate the amount of money you may need to maintain your desired lifestyle in retirement.

Retirement Accounts and Investments

• Types of Retirement Accounts: An overview of retirement account options, including 401(k)s, IRAs, and more.
• Investment Strategies: Strategies for building a retirement portfolio, including asset allocation and risk management, as well as managing required minimum distributions.

Social Security and Other Income Sources

• Understanding Social Security: An explanation of how Social Security works, when to claim benefits, and strategies to maximize your payments.
• Other Income Sources: Exploring additional sources of retirement income, such as pensions, annuities, and part-time work.

Tax Considerations in Retirement Planning

• Tax-Efficient Retirement Strategies: How to minimize taxes on your retirement savings and income.
• Roth vs. Traditional 401(k) or IRA: A comparison of Roth and traditional 401(k) and/or IRA retirement accounts, their tax, and inheritance implications.

Preparing for Healthcare Costs

• Healthcare in Retirement: Discussing the importance of planning for healthcare expenses in retirement and the role of Medicare.
• Long Term Care in Retirement: Considerations around potential long term care needs as part of your retirement planning and the different solutions available.

"We have been clients of Vic Dupuis and his team for almost 40 years. Vic’s financial advice has helped us achieve our financial goals even as those goals changed over time. He and his team are ethical, very responsive to our questions, and quick to meet with us when time is short. Bryan Dilcher has spent hours helping us with our “what if” and modeling and financial “stress testing”, extremely helpful when planning for retirement. We recommended Vic and his team to many family members and friends, a sure sign of our confidence in Vic’s team for sound financial strategies and excellent customer service."

Kevin & Leigh K.

Clients of Willow House Advisors

Kevin and Leigh K. are current clients of Victor Dupuis and Bryan Dilcher and their team, and also know of them personally from the church they attend. They were not compensated for this testimonial. This testimonial may not be representative of the experience of other clients and is not indicative of future performance or success.
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Bryan Dilcher is a registered representative of MML Investors Services, LLC, member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050, 717-791-3300. Willow House Advisors is not an affiliate or subsidiary of MML Investors Services, LLC or its affiliated companies.

Victor E. Dupuis is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050, 717-791-3300. Willow House Advisors is not an affiliate or subsidiary of MML Investors Services, LLC or its affiliated companies.

Retirement Planning

A Journey, Not a Destination