Retirement Planning

A Journey, Not a Destination

Retirement Planning requires careful consideration of various factors and the development of a comprehensive strategy tailored to your unique financial situation and goals.

Retirement Planning Considerations

Setting Your Retirement Goals

• Determining Your Retirement Age: Considerations for choosing your ideal retirement age and the impact of early or delayed retirement.
• Calculating Your Retirement Needs: How to estimate the amount of money you may need to maintain your desired lifestyle in retirement.

Retirement Accounts and Investments

• Types of Retirement Accounts: An overview of retirement account options, including 401(k)s, IRAs, and more.
• Investment Strategies: Strategies for building a retirement portfolio, including asset allocation and risk management, as well as managing required minimum distributions.

Social Security and Other Income Sources

• Understanding Social Security: An explanation of how Social Security works, when to claim benefits, and strategies to maximize your payments.
• Other Income Sources: Exploring additional sources of retirement income, such as pensions, annuities, and part-time work.

Tax Considerations in Retirement Planning

• Tax-Efficient Retirement Strategies: How to minimize taxes on your retirement savings and income.
• Roth vs. Traditional 401(k) or IRA: A comparison of Roth and traditional 401(k) and/or IRA retirement accounts, their tax, and inheritance implications.

Preparing for Healthcare Costs

• Healthcare in Retirement: Discussing the importance of planning for healthcare expenses in retirement and the role of Medicare.
• Long Term Care in Retirement: Considerations around potential long term care needs as part of your retirement planning and the different solutions available.

"I was initially referred to Willow House Advisors by a colleague of mine. After my initial meeting with Vic and Ross about twelve years ago, I knew I had found the right financial advisor team for me. Vic and Ross listened to my goals and financial desires and crafted a plan specifically geared to my potential outcomes. They not only provided a plan for my financial assets, but we discussed other topics such as insurance, long term care and estate planning. I feel like I have a comprehensive plan to deal with all my financial needs. Over the years, they have been extremely responsive to my changing needs or any questions that have arisen. I am very happy with my decision to choose Willow House Advisors as my team."

Barbarann P.

Client of Willow House Advisors

Barbarann P. is a client of Willow House Advisors. She was not compensated for her testimonial. Her testimonial may not be representative of the experience of other clients and is not indicative of future performance or success. CRN202709-9249611

Victor E. Dupuis is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050, 717-791-3300. Willow House Advisors is not an affiliate or subsidiary of MML Investors Services, LLC or its affiliated companies.

C. Ross Edmonds is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050, 717-791-3300. Willow House Advisors is not an affiliate or subsidiary of MML Investors Services, LLC or its affiliated companies.

Retirement Planning

A Journey, Not a Destination